At Prestige Vehicles we offer several types of flexible finance options from all major lenders.

Our dedicated team work closely with a number of finance houses to ensure we create a unique package for each customer taking into account their individual needs. We are authorised and regulated by the Financial Conduct Authority and provide a professional pressure free service to all our customers.

If you would like to find out more about the finance services we have to offer, get in touch on 0114 2660081 or visit our indoor showroom on Ecclesall Road, Sheffield.

Already found the car you like? Then you can apply online by completing the application form underneath the vehicle you have selected and we will be in touch soon.

Advantages of Hire Purchase:

  • Affordable fixed monthly payments with NO final Balloon payment
  • Hire Purchase gives those without the ability to pay for a car outright to purchase a car
  • The cost of the car is spread over a period of time and paid by monthly instalments rather than a large up front investment
  • Even though you have not paid for the car in full you still are able to use it and drive it
  • Can be a great option for businesses as you assist cash flow rather than losing a large amount of capital
  • You own the vehicle once your final instalment has been paid, compared to leasing (renting) the vehicle
  • No VAT to pay on monthly instalments (compared to a Lease)
  • The interest rate is fixed throughout the period of the agreement even if bank interest rates increase
  • It doesn't affect your ability to borrow from the bank

Advantages of Personal Contract Purchase (PCP):

  • It's a type of finance agreement for personal customers looking to fund a new vehicle in a manageable way
  • Low initial payment
  • Fixed monthly payments
  • You may be able to refinance the Optional Final Payment
  • Fixed Optional Final Payment when you first take out the contract
  • Cost effective, usually considerably cheaper monthly payments compared to HP.
  • You will have to make a decision at the end of the contract as to whether you wish to sell the vehicle, return it or keep it